Skip to Content

Jobs You Can You Work From Home Definitive Guide

Jobs You Can You Work From Home Definitive Guide

What Jobs Can You Work From Home?

Jobs You Can You Work From Home – If you are sick and tired of working for someone else and want to be your own boss, its important to find a job that works best for you. Work at home job opportunities are on the rise because people often feel that they want more independence and want to be their own boss. 

The internet allows someone to start a business with a website. Websites are relatively cheap to build if you are doing this on your own.  Nearly every business has one.  A website will give you the power to lead customers right to your doorstep.

Some work at home jobs don’t require you to have a website because you will work directly for their company from the comfort of your own home. Below are some of the top-rated work at home jobs.  Some of these jobs are paying people $24,000 a year or more per year. 

What Are Some Best Work at Home Jobs?

#1 Pet Sitter – If you love pets, working men and women today don’t like leaving their pets at home alone. Most people find that their pets are alone for more than eight hours a day while they are at work.

With men and women both working outside of the home, pet care is becoming more like daycare for kids. Pets today are often dropped off at the pet sitters’ home.  There are even some pet hotels. However, starting your own pet sitting business in your home can prove to be successful.

Many pet sitters charge $8.00 or more per hour to watch a dog, cat or other animal.  Some states require licensing.  However, over time, this can lead to a full-time income. 

#2 Website Developer – Today, every business in America needs a website.  Many website designers charge $500.00 or more for a basic 5-page website.  For websites that require more pages and graphics, the price can go much higher.  Teaching yourself this trade can often be learned by watching videos on the topic using  You can also take courses in many trade schools. 

#3 Bill Collector – Today, bill collectors are needed like never.  Bill collectors make money when they recover a company’s owed money.  The better that you are at convincing people to pay their bills, the more money that you will make.  You often only need software and a business client to do collections for.  Many bill collectors earn well over $50,000 working from home. 

#4 Grocery Delivery Service – Many companies like Shipt and Amazon hire people to shop and deliver groceries.  Shoppers are often paid a commission.  You can also do this for restaurant delivery as well. Companies like Cravy hire people to make deliveries for them. 

This is great if you want to be your own boss and work with a company that can give you steady work. They provide the customers for you.  You only need to provide the service.

#5 Medical Biller – The medical billing industry is growing.  These days, doctors are trying to find people that know how to work with ICD-10. This coding system is highly complex, and most people find it difficult to understand. If you become an expert in this field, you can have a lot of doctors as your clients.  The software can be expensive. However, once you have a few doctors’ offices under your belt, the software will pay itself off. 

#6 Psychic Reader – The psychic reading industry is a 2 billion dollar a year industry. Many psychic companies are hiring talented people to work on their phone lines and chat websites.  You can work from the comfort of your own home and take calls at your leisure. Many psychic readers bring home and estimated $35,000 + per year. You earn money for each minute that you keep someone on the phone.  Most psychics get paid between .20 cents to $1.00 per minute.

#7 Blogger – Blogging is a full-time income for many bloggers like John Chow and Jeremy Schoemaker.  Many bloggers claim that it can take years to develop a website to provide a full-time income. However, thousands of bloggers in the world say that blogging does work and provides full time incomes of often $50,000 a year or more.  Taking some courses on blogging and making money from home is often the best way to go.  Also, getting yourself a mentor that already makes money doing this is best as well.

#8 Call Center Rep – Call centers often pay people to work from home. You simply take calls that the company sends to you and you talk to customers about their problems. Companies often provide you with software and a phone system. You are often paid by commission for every call that you take and handle successfully. 

#9 Search Engine Optimization (SEO) and Pay Per Click Specialist (PPC) – If you know a lot about how to rank websites on to of search engines by using seo and ppc, you can start your own company from home. Get a few customers under your belt and begin earning money for making websites rank on top of search engines.  You can also promote companies on social media websites like Facebook, Pinterest and LinkedIn. 

#10 Written Content and Video Creator – Work from home creating website and video content for people that need it for their businesses.  Websites like,, and many others allow you to list your services on their website and earn money from providing your services to its customers. 

#11 Give Advice Over the Phone – Websites like allow anyone that has an expertise in an area to offer people help by phone.  You get paid by the minute.  Some experts charge more than $1.00 per minute. This is a great job if you have an expertise in something and want to get paid for consulting people. 

#12 Accountant – Take a course in preparing taxes and start a business out of your home. Tax preparation is a headache for millions of Americans every single year.  It is often hard for anyone that doesn’t know much about taxes. During tax season, you can easily earn money that will carry you through the rest of the year if you have enough clients. 

#13 Flea Market Vendor – Most of your work is done from home preparing for the weekends.  Setting up your location at the flea market can be loads of fun.  Many flea market vendors earn a full-time income if they get a spot at a busy location. 

#14 Tutor – If you were a good student, you can offer a service in which you tutor kids and adults on different subjects. Even tutor websites would be a good option since most online tutors get paid a commission for working on websites that offer these kinds of services to students

#15 Music Instructor – Do you play a musical instrument well?  You could be teaching people how to play and get paid for it.  Have students come over to your home in order to tutor them. 

#16 Photographer – When not out on the field taking pictures, you are editing photographs at home. Today, websites like can give you job leads and lead customers to you. 

#17 Computer Repair – Everyone has computer problems these days.  Simply pick a computer up from someone’s home that has a problem and then bring it back to your house to repair it. Drop it back off and earn money.  Its that easy. If you have a knack for fixing computers, you will find this job to be easy and profitable. 

#18 Private Detective – Crack cases while trying to help your clients to solve their problem.  Private detectives locate information for people that can’t find it on their own.  You can work out of your home and charge a flat rate or per hour fee. 

#19 Vending Machine Owner/Operator – Start a vending machine route.  Only work when you must refill and fix your machines. A great stay at home job for people that want to work doing something that they enjoy. 

#20 Housekeeper – Clean homes for a living. Earn big bucks cleaning up after people.  Keep your office at home and when you get a call to clean a home, you get paid.  Some housekeepers get paid $100.000 or more per day to clean a home. 

#21 Dog Poop Cleaning Service – Nobody likes to clean dog poop in their backyard.  You will find that this opportunity is high in demand because most people don’t want to do it. This means that your potential for earning good money is endless. 

#22 Psychologist/Counselor/Social Worker – Work from home counseling people. No need to leave your home for this one.  Simply have your clients come to your home office and give them advice. Get paid for what you know how to do best.

#23 Home Visitation Pastor – Get a pastoral certificate/license/ordination and get paid to visit families when a tragedy strike. Often when someone is sick, lonely, getting married or simply fed up with life, they want to talk to a pastor.  However, many pastors today are to busy running churches and don’t have time to counsel their parishioners.  Home visitation pastors come in handy because you can be a 24 hour a day service. Simply call a pastor and go visit your client. Some pastors get paid well over $100.00 per visitation session. Marrying someone can profit you as much as $300.00. 

#24 Wedding Dress Designer – Showcase your work on your website and design dresses from home. Today, you can run your entire bridal designer business from a website.  When the orders come in, simply mail the dress to your client and make alterations as needed. 

#25 Temporary Job Agency Worker – Work for temporary job agencies whenever you feel like it.  Temp agencies often pay you a commission and you only work when work becomes available or you feel like working.  Some temporary job workers earn top dollar for their skills that are often hard to find.

#26 Computer Programmer – Learn to code in Java, C++ and other programming languages. Computer programmers are high in demand and job opportunities allow you to work from home.

As you can see, you have many options for working at home.  With a computer and an internet connection, your options are endless. Simply get creative and start working a job that will make you happy.  Hopefully these employment opportunities are a good fit for you. I think that they are the best work from home jobs in the USA. 

The internet has paved the way for many changes in our lives, one of them being how we work. Life is getting easier by the day, courtesy of different solutions that have been brought about by the internet. You don’t have to work from an office to earn handsomely at the end of the month.

In this digital world, lots of opportunities are available for those who wish to work from home. That’s good news for those struggling to secure a local gig or stay at home for various reasons such as to care for a loved one.

By working from home, you get to save that gas money, lunch money, and a lot of time which can be used on something else. So, let’s go ahead and expound on the best at-home jobs that pay well:

  1. Virtual Travel Agent

Being a virtual travel agent is all about dreaming up flight plans, itineraries, and other travel activities for clients who wish to travel. This should be an enjoyable opportunity for someone who likes traveling, as they get the chance to learn about the best destinations.

According to Indeed listings, you can make $12.50-$50 per hour as a virtual travel agent. Platforms that offer the opportunity include Glassdoor, Indeed, and ZipRecruiter.

  1. Virtual Graphic Designer

Want to make $18.20 an hour working from home as a graphics designer? Well, that’s not a weird imagination. Most people have been making a lot of cash working this way, by getting listings on platforms such as Glassdoor, Indeed, and ZipRecruiter.

You can also search for similar opportunities from LinkedIn. This opportunity is perfect for someone who has skills in Adobe Photoshop, software and web design, typography, and more.

  1. Pet Sitter

If you love pets, there is a unique, fun way of making some good cash out of it. You can watch people’s pups and make some good money doing something that you’d love. Besides, pet sitting is much easier than babysitting, and if it’s for out-of-town dog owners, it gets to be a fun, therapeutic way of making some extra cash.

You can rake in an average of $1,000 every month doing with such an opportunity. Check out platforms such as DogVacay and Rover if you’re looking to be a dog-sitter, as well as Wag if you wish to be a dog-walker.

  1. Transcriptionist

This is one of the best jobs for someone who has very little or no prior experience. The gig is all about getting to listen to audio files and then typing what you hear.

It’s quite an easy thing to do, as all you need is an internet connection and a computer to get started. Most companies allow you to make your own working schedule, which is a good thing, especially if your plans tend to change quite often.

You can bag a cool $59,243 every year, as put by ZipRecruiter. Such opportunities are available on platforms such as,, and Most employers have a short interview, which is all about getting to determine your typing accuracy and attention to detail.

  1. Online Writer or Editor

If you are creative with your words and have a great passion for content, you should consider working as an online writer or editor. With the capability to earn up to $24 per hour, this is a fun way of making cash for those who have a passion for writing.

The amount you can make is, however, subject to things such as word count, the company you work for, research involved, and others. Remember, writing is all about being creative with ideas, and organizing content in a way that captivates your audience. You can use platforms such as and to get access to listings.

  1. Airbnb Host

If you have enough rooms in your home to accommodate guests, wouldn’t it be an excellent opportunity for making some extra cash? Well, if you have the space, love meeting new people and you are familiar with all hot spots in town, you can consider being an Airbnb host.

That will offer you the opportunity to earn an average of $2,305 every month by hosting guests who arson a vacation in your area. You, however, have to ensure that your community allows for short-term rentals. If everything’s okay, you can then check out platforms such as HomeAway, Airbnb, and VRBO to get started.

  1. Corporate English Trainer

If you are a native English speaker who’s got basic computer skills and an interest in different cultures around the world, you can work as an English trainer. You have to be comfortable chatting online or talking over the phone for minutes if not hours, however. This opportunity is perfect for someone who can help students from non-English speaking countries to practice communicating perfectly in English.

Expect to make an average of $15-$20 per hour working 20-35 hours in a week. If you are bilingual, count that as a plus as it will make communication quite easier. Anyone interested in such an opportunity should check out and start doing what they love from home.

  1. Telephone Nurse

If you hold a nursing degree, you can get hired to offer remote services such as treatment authorization, case management, and patient education. This is a perfect working opportunity if you have to stay at home for some reasons. The good thing is that you still get to make good cash from it from the comfort of your home.

Most telephone nurses are able to make an average of $70.302 every year, according to data from You can check out listings on platforms such as,, and

  1. Online Tutor

Students seeking some assistance on particular subjects can get the help they need from online tutors. If you are an expert in a given subject and you have enough time to share your knowledge with others, this can be a perfect work-from-home opportunity. The good thing with this opportunity is that you get better in the subject every time you offer some assistance.

You also get a fair earning, which can range from $14 to $25 per hour as put by Glassdoor. Some of the platforms that offer such a chance include,,, and You should, however, expect a background check before getting accepted.

  1. Search Engine Evaluator 

Search Engine providers such as Google and Yahoo hire people to search for information and then give feedback on how close the results were to the search. The main idea behind such evaluation techniques is to enhance the way search engines work so that users can have a pleasant experience.

You can make an average of $13 an hour, according to Glassdoor, which is a good bargain for someone looking to make some extra cash. Consider having a look at firms such as Appen Butler Hill and Leapforce At Home, for Search Engine Evaluator opportunities.

Bottom Line

The above are some of the best work-from-home ideas for those who wish to work and earn from the comfort of their homes. The good thing with these opportunities is that most of them are readily available, and they don’t have bizarre requirements for you to get started.

Besides, there is an increasing number of companies that offer work from home opportunities these days, which makes it easier for those looking for such jobs. Just be sure to do something that you love, and you’ll see yourself grow in surprising ways.

Work:  Your Occupation Should Come Naturally to You

High school students and midlife adults often ask themselves what they should be doing for a career.  The question of, “Who am I and what should I do for the rest of my life arises.”  You may struggle for many years before deciding on a career that is right for you.  It is important that you use your time wisely if you are in school.  Student loans are costly and often people have to use them to pay for their education. 

If you feel that you are in discernment, ask yourself what you are good at.  Look into your spirit and examine your heart.  What makes you the happiest?  For me, it is my writing.

When I was a boy, I developed a love for writing. I could write about spiritual topics better than anyone that I had ever met or even known.  As I got older, I realized that I had a gift for writing. I went on to write two books and a lot of blog posts.  Now I try to combine my prophetic gifts with my gifts of writing.  If you enjoy doing something, try to make a career out of it.

Some people think that they would make a great teacher. However, standing in front of people teaching doesn’t really make you feel happy when you are doing it. 

If you hate doing something, chances are you will not be good at it.  Some people choose certain careers for the money.  This is probably the worst way to choose your career. If you hate doing something, you will most likely not make good money at it.  You may not even be able to earn a living at all.

Sometimes, we have a love for a particular field.  We must study it in order to understand it better. If we have a love for it, we will always seek to learn more.  Some people believe that they have a destiny to do something.  There is nothing wrong with having a destiny.  You can really learn how to approach life in new ways and for different reasons.

Start seeking out your career from the things that you like to do. If you like sports, try digging deep inside of your heart for what you like in particular.  Do you like to play the sport or market the sport?  Can you make a business out of it?  Think about all of the things that you could do with your interest.  Sometimes, careers have to be made over time. Some men and women have to grow into their occupation.

When I felt called to the prophetic ministry, I knew inside of me hear that there was no easy path.  Churches are not hanging up help wanted signs for prophets.  Prophets don’t earn a regular salary and you are responsible to earn your own pay.  The Lord lead me step by step and eventually I was able to live full time practicing my anointing.

Sometimes, God asks you to take on jobs that you don’t even know why you are doing them.  It is important to go with the flow of everyday life and ask God what his will is for you each day.  In this way, you will see how much God loves and cares about you.

 How to Make a Blog

Did you know that anyone can learn how to make a blog these days?  The best part about it is that you don’t even need money to get started.  Blog platforms like, and allows you to start a blog for free. 

The only time you need money is if you want to have your own domain name and host.  Some blogging platforms give you the hosting for free as long as you pay a monthly membership. I personally pay for hosting and have my own domain name. I like to own the content that I write and build something that I may be able to sell later.

If you have your own domain name and host, you can sell your domain at some point on  You might be surprised to find out that your blog could be well worth over $100,000. It all depends on your content and the sales that your blog can drive.  Often selling your blog takes time. However, auction websites like and offer you a faster way to do that by allowing others to bid on it. 

Your first step is to have passion for your topic.  Think about what you love to write about. I love to write about spirituality and psychics.  It is something that I have been doing for a lot of years now.  You can easily learn from others about blogging as well. 

Ask other well-known bloggers like John Chow from or Jeremy Shoemoney from  Successful bloggers can tell you how much money you could earn with the posts that you put on your blog. Most bloggers know that it takes time to build a quality blog. Many people that earn money from blogging say that it is a great experience.  You get to express yourself about the topics that mean the most to you. 

Many people ask the question, how long should each blog post be. The lengths should be as long as it takes to answer the title.  If your blog title is, “How to make a blog”, your answer should answer the question. If that means your blog post is 500 words, then so be it. If it is 1,000 words, then that is what it takes to make it happen.

Thousands of people start blogs every single year because they are looking for brand recognition for their business and because it’s fun.  Some bloggers make a full time living from their writing. Others do it in order to earn around $200.00 or more per month. It can supplement your income a lot.  For some, it is a means of expression. 

Most blog sites give you instructions on how to set up your blog.  If you don’t know how to set up your blog, try visiting He offers service for this. 

If you choose to pay a private website company to set up your blog, you should not spend more than $500.00.  This should include your basic design and blog. You should be able to log into your account and just start blogging.

If you choose to register a domain name, make sure that you have your own account.  A lot of new bloggers make the mistake of allowing a website company to register the domain for them.  Unfortunately, they don’t have any control over the domain because it is registered under someone else’s account.  In worst case scenarios, the domain is not even registered in your name.  This means that all of the hard work that you put into your domain has now been lost.

Try to blog daily if you can.  Blogging is my full time job, so I usually write about 8 to 10 posts a day.  Part time bloggers should do at least 1. 

How Long do People Tend to Keep Their Job?

Most job seekers keep their job for just 4.4 years or shorter.  Jobs can sometimes get boring.  If you were born between the years 1977-1997, you will most likely only stay at your job for 3 years or less.  Over the course of one’s life, a person in this generation can have 15 to 20 different jobs. 

Job hoppers however look unstable to employers a lot of the time. Employers may wonder how long you are going to stay at the job that they are training you for.  If the company trains you this year and spend money on your preparation, will you be around next year? This is a question that every employer is asking themselves these days.

A lot of job hoppers get bored easily and feel that their job is not interesting enough to stay in anymore. Some men and women are looking for a pay raise.  Others are searching for something else that is more interesting. A small percentage of people leave their job because they hate working with someone that they must see every day.

Many workers today feel that they need to only look out for themselves.  They feel that a job today is not dependable.  You can get fired at any time and for any reason.  There is no more job security.

The new term now is called financial insecurity.  The younger generation doesn’t seem to mind job hopping. Most figure that it’s only a job and the grass may be greener on the other side. 

Many young men and women from this generation also hate being confrontational. Most are not taught to speak to their manager or boss when they have a problem. Most will consider job hopping as a great alternative.

Employers today are going to have to adjust to this age group if they are going to keep them longer than 1 to 3 years.  Experts suggest that you give them a more flexible work schedule, exciting promotions and listen to what they really see themselves doing.

Employees today want to feel more appreciated than ever before. Giving your employees a good benefits package and proper vacation is a must. Employees expect nothing but the best today.  They want to feel like they are more in control of their destiny. 

An understanding manager may give a 21st century employee a job to do that is fulfilling to them personally. If the job is boring, you may switch up the schedule. If it is a fast food job, perhaps giving the employee a week as a cashier and then the next week a cook may actually keep them interested a lot longer than having them doing the same boring thing every day. It is also important to give a person leadership.

Employees often feel a sense of loss in large and established businesses.  An employee may often feel like they don’t matter in a company.  Many employees lack the stamina to work harder because nothing more is in it for them.  In order to give employees a sense of belonging and appreciation, an award program is necessary.

Will Training for a New Job Get You Higher Pay?

If you are thinking about going back to school to make more money, you might be surprised to find out that you are not going to earn more money because of your training.  In fact, the average household income is just under $50,000 in the United States.  This means that a husband and wife team is only earning around $50,000 per year combined. 

Just a few years ago, a person that graduated with a Bachelor’s degree in Computer Science earned over $50,000 per year right out of school.  In 2015, this is no longer the case.  Employers caught on that they could outsource a lot of their computer science work to countries like China and India.  Instead of paying a US graduate $50,000, they could pay a graduate overseas under $20,000 per year. 

This means that the jobs are not as plentiful as they used to be.  Today’s computer science graduates are often starting out at only $40,000 to $45,000 per year.  In larger cities, pay seems to be higher because of the cost of living. In places like NYC, a person may get paid $50,000 to $60,000 per year because the cost of renting an apartment is often over $2,000 per month. 

The $100,000 a year salary is often given to top level employees only that have skills or certifications that are hard to obtain.  Many oil engineers earn over $135,000 a year because of the training that is involved. 

Getting a higher salary today often means going into business for yourself. It is important to find your own path in life and to ask God what you are supposed to be doing. 

Be content with the amount of money that you are earning and don’t be afraid to add a skill to your resume.  Be happy that your boss is giving you a job to begin with.  Experts say that the unemployment rate is about 8.7% in the USA right now.

If you are earning less than $50,000 a year, it is good to know that you can get a pay raise with training.  If you earn $20,000 a year or less in today’s world, you should be happy to know that a lot of jobs will pay you at least $40,000 a year to work for them. 

Some of these job titles include: nurses, computer network engineers, programmers, plumbers, electricians, teachers and other job titles.  First, find your interest and then try to seek out the job that you want to work in.

You will be surprised to find out that most jobs will pay you a salary within the range of $40,000 to over $50,000 per year. Most people in the United States are earning less than $70,000 per year.  Even if they have a master’s degree, they are still not earning more than $70,000.

Many college graduates are unhappy to find out that they have $50,000 or more in student loan debt and can only find a job paying them $40,000 a year.  Your salary has a lot to do with your skill and experience. Many companies will pay for the skills that you presently have.

Should You Pursue a Writing Career?

Writing is something that a lot of people love or completely dread.  Writing has always come natural to me.  It is something that I enjoy doing on a weekly basis.  I considerate it to be a way for me to expand my mind to focus on what is most important.

I find that writing teaches me and educates others.  I am thankful for the internet in the sense that it allows me to publish what I write.  Writing is a gift that I have had my entire life.  I don’t know what I would do without my gift.

It only takes me a few minutes to write an article. The words often come right out of my mouth and onto paper.  I a lot of people can relate to what I am talking about for several different reasons. I had no idea that you could turn your writing into your passion.  In the past, I have always wondered about the world and what it was all about.

I find that blogging helps me to keep my mind focused on what I enjoy doing most.  If you are like me, you probably like to research many topics. I find it interesting to keep on learning about all sorts of things.  Once we understand what we are learning about, our minds become more in tune with what is most important in life.

It is always a good thing to ask God for direction when it comes to learning what to write about.  I find that practicing my mind set in life helps me to find my own spiritual path. Sometimes, life can be challenging.  However, I find that when you carefully balance the person that you are, you can easily discover yourself.

If you want to pursue writing as a career, I would say that it is worth your while.  People often think that people don’t read anymore because you can access most anything on video or through a picture. However, there are millions of books still being read each year. 

The internet is full of articles that real people wrote. I find that the internet has some of the best writers. I find it easier to read material on the internet than anywhere else in life.   I like to read books, but I find that I don’t have the time to dive into a book like I used to

Pursuing a writing career takes time.  It is important to get educated about a topic that you want to write about. I find that writing in your 40’s is a lot easier than writing when you are 20. 

The main reason for this is because you have been around a lot longer and have studied many different topics.  You actually become a happier person that can share things with others.  Writing is a hobby and a job for me at the same time. If you don’t enjoy writing, you cannot do it for a career. You should love what you write about as well.

Do Website Owners Have to Write Articles for Their Blog?

Businesses around the world are beginning to realize that without a blog, their business actually suffers.  Most people in the world today search Google for everything that they want to buy.  Google is as powerful as a public utility. We all need it and few people use any other search engine or means to find anything that they are looking for. 

If you hate writing, your business is going to suffer unless you can find someone to write for you. Professional writers and bloggers are in high demand now a day. It takes a lot more to attract attention to your business then it used to. Television commercials are not as effective as they used to be because people tend to record programs now. They also fast forward over commercials that you are paying good money for as well.

Free search is where a lot of people get their information from.  Bloggers post every single day about how they can earn money online.  Other businesses that post a lot claim that they get people coming to their website wanting to do business with them. 

I believe that this is true for many reasons. For starters, I am a full time blogger myself.  People that read my blog posts tell me that I am helping them in some sort of way.  Without blogging, I know that people would never find me.

You have two options.  You can either pay a lot of rent for a storefront location in a highly trafficked area or start blogging.  It is true that you can use pay per click ads to drive clients to your website. However, this is getting costly. If you happen to own a drug treatment center, a single click can cost you as much as $100.00 more.

It costs a lot of money to advertise your business.  Many business owners don’t know what to do anymore.  They cannot afford to stay open if they cannot drive enough business. In order to see the success, happen, it is important to look at ways to drive business. 

You can forget the Yellow Pages because most people don’t use their phone book anymore. Even newspapers have lost their touch.  When people are home at night, they are often turning to the internet for something to do. 

As companies become more aware of the power of the internet, they are finding that blogging is necessary. Most businesses don’t have a large enough budget to keep up with pay per click costs. Free search is the only way to go for most businesses.